中国特色社会主义研究 ›› 2026, Issue (1): 84-94.

• 深入学习贯彻党的二十届四中全会精神 • 上一篇    下一篇

财政金融政策的数智化转型与国家治理现代化

尹振涛   

  • 收稿日期:2025-11-13 出版日期:2026-02-28 发布日期:2026-04-30
  • 作者简介:尹振涛,中国社会科学院财经战略研究院研究员、中国社会科学院大学应用经济学院教授
  • 基金资助:
    中国社会科学院重大经济社会调查项目“中小微企业数字化转型调查”的阶段性成果(2024ZDDC002)

The Digital and Intelligent Transformation of Financial and Fiscal Policies and the Modernization of State Governance

Yin Zhentao   

  • Received:2025-11-13 Online:2026-02-28 Published:2026-04-30

摘要:

数智时代深刻重塑经济社会运行逻辑,对国家治理现代化提出新要求。财政与金融作为核心政策工具,亟须打破传统壁垒,推进数智化协同转型。通过构建数据共享平台与智能监管系统,推动国家治理由“经验型”转向“数据驱动型”,在治理效能、风险防控、社会公平等方面实现根本性提升。财政政策应向精准治理转型,重塑预算、税收等环节,金融政策需拥抱数字创新,构建智能监管体系。面对转型伴生的复合性与系统性风险,必须构建涵盖技术架构融合、决策机制重构、管辖边界重塑及价值目标对齐的深度耦合协同治理新框架,从而提升宏观调控的科学性,推进国家治理能力现代化。

关键词: 数智化, 财政政策, 金融政策, 协同转型, 国家治理

Abstract:

In the era of digital intelligence, the logic of economic and social operations have been profoundly reshaped, imposing new requirements on the modernization of state governance. As two core policy tools, fiscal and financial policies urgently need to break down traditional barriers and achieve digital-intelligent synergistic transformation. By establishing data-sharing platforms and intelligent regulatory systems, the transformation of state governance from "experience-based" to "data-driven" will be promoted, leading to fundamental improvements in governance efficiency, risk prevention, and social equity. Fiscal policies should evolve towards precise governance, reshaping aspects such as budgeting and taxation; while financial policies must embrace digital innovation to build intelligent regulatory systems. To address the complex and systemic risks associated with this transformation, it is essential to establish a deeply integrated governance framework that encompasses the convergence of technological architecture, the restructuring of decision-making mechanism, the realignment of jurisdictional boundaries, and the alignment of value goals, so as to enhance the macroeconomic regulation in a more scientific manner and advance the modernization of state governance capacity.

Key words: digital intelligence, fiscal policy, financial policy, synergistic transformation, state governance

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