中国特色社会主义研究 ›› 2025, Issue (2): 35-45.

• 中国式现代化理论与实践 • 上一篇    下一篇

统一金融监管法的理论解释与制度进路

冯辉   

  • 收稿日期:2025-02-20 出版日期:2025-04-28 发布日期:2025-06-04
  • 作者简介:冯辉,对外经济贸易大学法学院教授
  • 基金资助:
    国家社科基金重大项目“我国催收行业监管与立法完善研究”(20&ZD197)

Theoretical Explanation and Institutional Approach to a Unified Financial Regulatory Law

Feng Hui   

  • Received:2025-02-20 Online:2025-04-28 Published:2025-06-04

摘要:

我国金融法的制定宜定位于统一的金融监管法。统一金融监管法具有政策驱动和实践需要层面的基础和条件,但在理论和制度层面尚存在亟待廓清和解决的问题。在理论解释层面,重点是明确统一金融监管法与金融稳定法以及具体金融法之间的逻辑关系,推动金融法体系的理论完善。在制度进路层面,应以金融产业发展和金融监管的平衡与协调、横向和纵向监管权的分配与协同、监管工具和方法的授权与规范等内容为核心,推动金融监管制度的发展与创新。

关键词: 金融法, 统一金融监管法, 金融产业发展, 金融监管协同, 金融监管工具

Abstract:

The formulation of China's financial law should ideally be positioned as a unified financial regulatory law.A unified financial regulatory law has the foundations and prerequisites at the levels of policy drivers and practical needs, yet there are still issues at the theoretical and institutional levels that urgently require clarification and resolution.At the theoretical interpretation level, the focus is on clarifying the logical relationships between a unified financial regulatory law, financial stability law, and specific financial laws, in order to advance the theoretical refinement of the financial law system.At the institutional approach level, the core elements should include the balance and coordination between the development of the financial industry and financial regulation, the distribution and collaboration of horizontal and vertical regulatory powers, as well as the authorization and standardization of regulatory tools and methodologies. These aspects should serve as the focal points to drive the development and innovation of the financial regulatory system.

Key words: financial law, unified financial regulatory law, development of financial industry, synergy in financial regulation, financial regulatory tools

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